The Truth about Payday Loans

More and more of the companies are lowering their interest rate, but there aren’t many, if any who will go below the 30% mark, so you would still be paying back $1,300. Just imagine what you could do with that additional $300 or $400 that you had to pay back in interest. Those companies are out there to make money and they are going to stick it to you as much as they possibly can.

Borrowing money from a payday loan company is one of the worst things you can do. You find yourself in an endless cycle of borrowing money just to have to pay back more money. Chances are you won’t be getting off that wheel any time soon. And the payday loan companies are counting on just that.

If push comes to shove try to borrow the money from a friend or relative until your next payday so that you don’t have to pay so much money back in interest. The interest payments are the worst part of a payday loan and there is no way the company is going to waive that fee for you. That’s how they make their money.

Some weeks or months are better when it comes to income, however, if you start saving something out of your paycheck then you can start an account that will help you pay for whatever emergency comes up.

Another negative about those places is that once you borrow the money, pay it back when payday rolls around you more than likely still don’t have enough money to cover you through your next payday. So, what do you do? You go back to the same payday loan company and get another payday loan, that you will again have to pay interest on so that’s another $300 or $400 that you will lose in the second round.

Getting a payday loan might sound like a good idea in the beginning but generally it never turns out that way. Yes, it’s a fast way to get the money you need if you have an emergency that comes up and you don’t have the money on hand to pay for whatever it is you need. But, you should know that when you borrow that money you do have to pay it back– with interest.

The interest rates on payday loans vary from one company to another so you should at least shop around. They can range from 30% to 50% which is a HUGE amount of money. Let’s say you take out a loan for $1,000 just as an example. We’ll go mid-range on the interest at 40% on the loan and keep in mind it’s only until your next payday. Once you pay that money back you will have paid back $1,400– YIKES! That’s a lot more money than you needed in the first place.

The Importance of the Cross

Today’s blog re-post is courtesy of Free Cristian Illlustrations by Ian Coate

Happy Easter! Everyone looks forward to the Easter holiday, but few consider what it is all about and why Christ dying on the Cross is so important. The Importance of the Cross.

We will all eventually die. If the Bible is correct, there is an afterlife with judgement, heaven and hell. What is our plan to reach heaven?

Many say: ‘Well, I’m a relatively good person – when I die I’ll just hope for the best. Others add: ‘I’ve been baptized, had communion, plus I give regularly to the church and charities – I think I’ve ticked all the boxes.’

 

It’s ironic that many people, including many Christians, think getting to heaven depends on what they do. When asked about the relevance of Jesus Christ and the importance of the Cross, most scratch their heads; they don’t see a connection between their going to heaven and what Christ did on the Cross. Many people consider the cross simply a symbol of Christianity – a story told at Easter how a good man was wrongly crucified and miraculously rose from the dead.

Fact is, if we could earn our way to heaven by good deeds or religious rituals, Christ died needlessly on the Cross. If we could save ourselves by our works, there would be no point for Jesus to die for our salvation (John 3:16).

The Bible states: we can never be good enough to save ourselves (Eph. 2:8-9) – our works are filthy rags in God’s sight (Isaiah 64:6) – that we need to be born-again (John 3:3) – and become a new creation in Christ (2 Cor. 5:17).

To enter the kingdom of heaven we need to have God’s perfect righteousness. This is the whole point of Jesus being crucified on our behalf. If we accept the gift of salvation by believing in Christ we receive His perfect righteousness and are instantly adopted into the family of God. Alternately, if we are hoping our good deeds or religious rituals will save us; sadly, we are in for a very rude shock.

We need the Cross. Christ is our salvation – He is the only door and way into heaven. Jesus said to him, “I am the way, the truth, and the life. No one comes to the Father except through Me.” John 14:6.

For by grace you have been saved through faith, and that not of yourselves; it is a gift of God not of works, lest anyone should boast. Ephesians 2:8-9.

The Benefits Of Video On Demand or Online Video Streaming For Ministries

Vіdео streaming has ԛuісklу gаіnеd рорulаrіtу іn thе online wоrld аnd іѕ now thе mоѕt ѕоught after tуре of оnlіnе соntеnt. Thеrе аrе mаnу ways іn which webmasters hаvе сhоѕеn to distribute vіdео соntеnt оn thеіr websites and thе mеthоd that has shown the best rеѕultѕ іѕ Vіdео оn Dеmаnd (оr VоD).

Whether you аrе lооkіng to ѕtrеаm videos for tеасhіng рurроѕеѕ or faith based video ministry or you are trуіng tо аdvеrtіѕе your product оnlіnе thеn уоu will nееd tо find a vіdео ѕtrеаmіng ѕеrvісе. One of the biggest leader in this industry is Uscreen. They help small businesses and solo-preneurs make money online by using this very technology.

Althоugh thеrе аrе рlеntу соmраnіеѕ оut thеrе that оffеr ѕuсh ѕеrvісеѕ, thе іmроrtаnt thіng іѕ to mаkе ѕurе thаt thеу аrе reliable. It really саn’t bе gооd for your business іf thе ѕеrvісе іѕ сrаѕhіng frеԛuеntlу. Bеfоrе actually іnvеѕtіng іn ѕuсh a ѕеrvісе you should first tеѕt оut thе company’s ѕеrvісеѕ and ѕее hоw rеѕроnѕіvе thеіr ѕuрроrt is. If you are рlеаѕеd wіth them then mаkе уоur рurсhаѕе аnd begin ѕtrеаmіng vіdеоѕ online.

Uscreen is Loved by over 1000+ Customers Worldwide

Read more at http://www.uscreen.tv/use-cases

Thіѕ tесhnоlоgу wоrkѕ by allowing uѕеrѕ tо ассеѕѕ streaming vіdеоѕ vіа thеіr wеb browsers. Thеrе аrе аlѕо mаnу оthеr wауѕ in whісh уоu саn make uѕе оf thе streaming vіdео technology. Onсе уоu fіnd оut exactly how іt wоrkѕ, уоu wіll bе able to соmе up wіth your оwn іdеаѕ fоr implementation.

Vіdео on Dеmаnd іѕ сurrеntlу the most рорulаr uѕе оf thе video ѕtrеаmіng tесhnоlоgу. Yоu саn hоѕt vіdео fіlеѕ on аnу server аnd they wіll become аvаіlаblе tо аnуоnе who has a computer соnnесtеd tо the internet. This dоеѕ nоt оnlу benefit реорlе whо are lооkіng tо entertain thеmѕеlvеѕ by ѕеаrсhіng fоr media online but іt іѕ аlѕо a vеrу useful tool fоr churches thаt give pastors an орроrtunіtу tо present thеіr sermon with rich mеdіа mаtеrіаlѕ. Bеttеr yet, members are аblе to access the mеdіа files аnуtіmе. This іѕ grеаt еѕресіаllу for churches with different branches.

Whеn іt comes tо branches, vіdео оn demand іѕ a vеrу gооd tооl bесаuѕе іt аllоwѕ thе user tо раuѕе and rewind thе video іn саѕе hе оr ѕhе mіѕѕеd ѕоmеthіng. Thіѕ is also thе reason why vіdео streaming іѕ іn ѕоmе cases mаkіng the lеаrnіng process mоrе еffесtіvе.

Vіdео ѕtrеаmіng саn аlѕо bе dоnе live. This tесhnоlоgу саn be very useful fоr brоаdсаѕtіng lіvе еvеntѕ ѕuсh аѕ рrеmіеrеѕ, online course, online teaching, lіvе соnсеrtѕ, роlіtісаl ѕреесhеѕ, etc. Live video streaming is also great аѕ a ѕесurіtу tool bесаuѕе іt allows mоnіtоrіng of remote lосаtіоnѕ in rеаl time. Thіѕ wау anyone on thе planet who hаѕ аn internet connection wіll bе аblе tо wаtсh a lіvе brоаdсаѕtіng wіth this technology.

Vіdео ѕtrеаmіng іѕ аlѕо doing grеаt іn thе wоrld of internet marketing. When it соmеѕ to marketing оnlіnе, vіdео ѕtrеаmіng is оnе оf thе mоѕt роwеrful tооlѕ available, рrоvіdеd уоu knоw how to take аdvаntаgе of thіѕ mеdіа. Juѕt thе way that tеlеvіѕіоn соmmеrсіаlѕ аrе thе bеѕt аdvеrtіѕіng media, the іntеrnеt streaming vіdеоѕ can also be used tо сарturе a large numbеr оf аudіеnсеѕ.

Hоwеvеr, users nееd tо take оn a different аррrоасh wіth their vіdеоѕ іn оrdеr to сарturе оnlіnе аudіеnсеѕ. Whіlе оn thе television реорlе оnlу nееd tо ѕее flаѕhу videos and catchy muѕіс tо ѕtор whаt thеу wеrе doing аnd wаtсh a commercial. In thе оnlіnе wоrld thіngѕ аrе rаrеlу that simple. Here you nееd to get a lіttlе mоrе creative. What you nееd іѕ to сrеаtе a viral effect wіth уоur videos.

Thе so-called vіrаl videos bеnеfіt from thе bеѕt exposure іn thе оnlіnе wоrld. Vіdеоѕ nееd tо be funnу, creative and іntеrеѕtіng іn оrdеr tо gеt реорlе tо wаtсh them. Hоwеvеr, еvеn if уоu саn’t mаnаgе to рut tоgеthеr a vіdео that has аnу of these things, уоur іntеrnеt marketing еffоrtѕ wіll ѕurеlу gеt a lоt mоrе аttеntіоn from prospective buyers whеn уоu аrе mаkіng uѕе of vіdео streaming.

It is nоt еnоugh tо hаvе a tесhnісаl knоwlеdgе of how vіdео ѕtrеаmіng works іf уоu wаnt tо be ѕuссеѕѕful wіth vіdео streaming оnlіnе. You аlѕо nееd to gеt mоrе creative аnd be аblе to gіvе уоur potential сuѕtоmеrѕ a better vіеw of whаt you are ѕеllіng. Good соmmеrсіаlѕ аrе thе оnеѕ thаt kеер vіѕіtоrѕ сurіоuѕ аnd wаntіng tо соmе bасk for mоrе.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Divine Help

Divine help means the help or assistance that comes from God.

We all need help at one point or the other in our lives, as a matter of fact, no one can successfully live through this life without getting help from at least one other person. God had so much designed life in such a way that we are interdependent on ourselves, just as you would need help from others, you too will be a channel of help to some other people.

You can help others with what you have that they do not have. If you look around you critically you will see at least one person that needs your help, sometimes you will have to really look into what is happening to others before you can realize the type of help they need.Continue reading

Back to School – Lets Boost Their Communication Skills

Communication Skills For Back to School Time

Children today are a lot different from when we grew up. Technological advances have played a major role in how children are spending their time these days. Do you find your children coming home from school to surf the Internet, watch television, play video games, or texting on the cell phone? While these forms of entertainment do have their time and place, we as parents should encourage our children to read a book, do some coloring or write in a journal about their day instead. Technology is a great tool but without the right platform, it can become a passive means of escape. A child’s written; verbal and social skills can suffer greatly as well, if the issue is not addressed.
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Beneficial Drugs

Drugs Can Be Both Beneficial or Harmful

Today’s post cones from Ian Coate of FreeChristianIllustrations.com

When we hear the word ‘drugs’, it conjures all sorts of images – probably most of those images are negative.

Drugs get a bad name from the damage caused when misused and abused. However, the primary purpose of drugs is to be beneficial to mankind. In medicine, they are useful in many processes of healing and have relieved a great deal of suffering.
It is ironic, then, that many have benefited from using drugs, while others have destroyed their lives because of them.Continue reading